VISA Europe

Charlotte Hogg

Charlotte Hogg is executive vice president and chief executive officer for Visa’s European operations. Charlotte brings more than 25 years of experience in financial services, bank operations and management consulting to Visa. Most recently, Charlotte served as chief operating officer for the Bank of England, from 2013 to 2017. Prior to that role, she led retail distribution for Santander in the UK and worked at Experian as the managing director of UK and Irish operations. Previously, Charlotte was at Discover Financial Services, as CEO of Goldfish Bank. Earlier in her career, she was a managing director for strategy and planning at Morgan Stanley, and a management consultant at McKinsey & Company, based in the U.S.

Charlotte graduated from the University of Oxford with a B.A. in Economics and History. She is a Kennedy Memorial Trust Scholar from Harvard University, and has an honorary Doctor of Laws from Warwick University. Charlotte serves on the board of Now Teach, a U.K.-based program designed to help successful professionals re-train as teachers, and has had roles supporting BBC Worldwide and Oxford University Press.

CEO

Bo Nilsson

Bo Nilsson joined Nets in May 2013 and served as CFO until he was appointed CEO in August 2014. Together with his leadership team, Bo has led Nets through its transformation from 2014 through 2017, taking the company from being a bank-owned to an independent commercial company whilst significantly improving the company’s operational performance. During Bo’s leadership, Nets has accelerated its growth while at the same time leading innovation and pushing leading-edge payment solutions to Nordic merchants, banks and businesses.

Bo has pursued a career building and transforming enterprises. Drawing on his years in investment banking as Vice President at JPMorgan & Chase in London and New York during the 1990s, Bo served as CFO and member of the Excutive Committee and main board at Media Capital, a leading media corporation in Southern Europe, from 2000 through 2006, and in 2006, he co-founded LeYa SGPS, SA and served as Managing Director until 2013.

KEYNOTE

Jeff Kreisler

Jeff Kreisler is just a typical Princeton educated lawyer turned award-winning comedian, best-selling author and champion for behavioral economics.

His second book, Dollars And Sense: How We Misthink Money and How To Spend Smarter – co-authored with Dan Ariely – was dubbed one of the Best Business/Personal Finance Books of the Year by The Washington Post (“A brilliant and accessible look at behavioral economics“), Business Insider (“It’s the rare kind of book that makes you feel a lot smarter, while simultaneously giving you actionable tips for improving your daily life”), Audible.com, The Huffington Post and more. It is now available in 22 countries.

Jeff also wrote the e-book Behavioral Economics: The Bank’s Secret Weapon with Strands, a Spanish fintech company and is Editor-in-Chief of PeopleScience.com, a new thought-leadership platform about applied behavioral science.  He won the Bill Hicks Spirit Award for Thought Provoking Comedy, writes for TV, politicians & CEOs, has appeared on CNN, FoxNews, MSNBC, CBC, BBC, Current TV & Sirius/XM and has toured most of the known world.

Jeff tries to use behavioral science, practical experience and humor to understand, explain and change the world.

The New York Times calls him “Delectable,” CNBC says, “Laugh out loud – roaring” and his kids still think he’s “cool.”

His first book was the satire Get Rich Cheating.

http://jeffkreisler.com/speaking.html

Starling Bank

Julian Sawyer

Julian Sawyer heads up Starling’s B2B businesses. The bank’s Payment Services and Banking-as-a-Service offerings unite our banking licence, technology and industry-leading APIs with our payments expertise and infrastructure, to serve corporates, governments, e-money licence holders and financial institutions. Julian joined Starling as COO before moving to run the B2B Business.  Prior to Starling he worked as a management consultant at Andersen Consulting (now Accenture) and EY, specialising in large-scale transformation in the cards and payments industry. He ran his own financial services consultancy, Bluerock, for 13 years before selling it.

HM Treasury FinTech Envoy for Scotland

Louise Smith

Chair of the Scottish Financial Enterprise FinTech Collaboration and Innovation working group and appointed as a Government’s Fintech Envoy for Scotland, Louise is recognised at a national and international level and regularly contributes to thought leadership programmes on transformation and digital disruption. Most recently, Louise was recognised at The India Fintech Forum in Mumbai, The Times Future Scotland series and The Global Investors Meet in Chennai. She has also been published in The Times, The Financial Times, and contributes to a number of podcasts and interviews on the landscape of Financial Services.

Louise has extensive experience in transformation across Financial Services and in particular using customer experience and insights to simplify and differentiate service to customers. Specific interests in areas such as driving greater connectivity and collaboration across the Financial Services community, digital design and customer experience, making banking simple and accessible, growing and nurturing an innovation culture.

Nets

Thomas Jul

Thomas Jul joined Nets as Group Executive Vice President, Financial & Network Services, in October 2017. He has 20 years of experience from the Telecommunications sector, where he worked 20 years for Nokia and Ericsson across the world. Prior to joining Nets, he was President & CEO of Ericsson in Indonesia and has worked globally for most of his career. He has a background in Software Engineering and holds a M.SC. in Software Engineering from Aalborg University.

Plug And Play Fintech/Ventures

Gabrielle Inzirillo

Gabrielle is an investor at Plug And Play and an expert in POC to production processes within financial institutions. Gabrielle relocated from California to support Plug And Play Fintech’s expansion by identifying high-priority fintech solutions, accelerating pilots and following their subsequent integration within banks across Plug And Play’s EMEA presence in Paris, Frankfurt and Abu Dhabi. In parallel she provides VC funding to early-stage startups along with expertise in scaling and access to new markets.

Prior to this she designed and executed the open innovation process at Citi, launching high-impact programs to crowdsource fintech and regtech solutions and built financial products at Bloomberg.

Swedbank

Per Aström

Per Aström has worked in the media industry since 1999 in the intersection of technology, products and people. First at the digital departments of Aftonbladet (Swedens largest evening newpaper) and then Schibsted (Norwegian media group), Svenska Dagbladet (morning newspaper) and TV4 (swedens largest commercial broadcaster).  I’ve held various roles such as head of technology and head of innovation, but also worked with business development. I co-founded a VR company in 2016 and in 2018 I joined Swedbank. I am now a part of our Digital Innovation and Strategy team working with Open Banking, APIs and partnerships.

Erste Group

Nora Kalousek

International mindset experienced in digital innovation and transformation in financial institutions, currently employed in Erste Group Banks department for Group Digital Governance. Nora has worked across multiple digital disciplines in Retail both large and small sized companies in financial institutions, agencies and as a Consultant. With a strong focus on digital enablers such as implementation of aggregation services and digital onboarding, Nora was mainly operating in the area of digital sales, business development and strategic partnerships. She has a strong practical experience from the above mentioned fields in CEE region.

LUXHUB - a joint initiative of BCEE, BGL BNP Paribas, BANQUE RAIFFEISEN and POST Luxembourg

Jacques PÜTZ

Jacques PÜTZ – CEO LUXHUB (38)
Between 1998 and 2004 Jacques was founder/owner of the first Social media platform in Luxembourg.  His website was the most visited site in Luxembourg for several years by convincing their users with regular innovative ideas. Between 2007 and 2017 Jacques was Deputy Head of the Electronic Banking Development Team of BCEE ( Banque et Caisse d’Epargne de l’Etat). In 2012 Jacques received the Young ICT Talent of the Year Award and in 2017 his team won the ICT “Team of the Year” Award. In 2018 Jacques joins LUXHUB as CEO, an European Open Banking Platform founded by 4 major Luxembourgish Retail Banks. Jacques has a strong experience in Electronic Banking, Innovation, Social Media and love to transpose non-standard outstanding ideas.

UBS

Beat Bannwart

Beat Bannwart holds a Master of Science in Physics from ETH Zurich and is currently responsible for Innovation Solutions & Partnerships in UBS Group Innovation. In this role, he is responsible for the design and development of new business concepts and solutions resulting from evolving client needs and behaviors, market, technology and industry developments. Prior to joining UBS as Head Strategic Innovation & Market Development for Corporate & Institutional Clients, he was consulting financial institutions on regulatory matters at KPMG. Before that, he held various positions with international banks in the field of corporate banking such as Chief Operating Officer of the Swiss branch of Fortis Bank. In this capacity, he was responsible for the business development and the later integration into BNP Paribas. Beforehand, he was Chief of Staff for Cash Product Sales EMEA at Citibank’s Global Transaction Services.

WSBI

Natalie Staniewicz

Natalie Staniewicz leads the Innovation & Business Development activities of WSBI-ESBG, a global network of savings and retail banks with around 110 members in some 80 countries worldwide. She has built up the WSBI-ESBG Innovation & Digitalisation Hub to foster strategy exchange, best practice sharing and policy discussions on digitalisation in finance. Natalie runs projects in the field of innovation and business model change, develops partnerships with fintech companies and digitalisation stakeholders and fuels strategy development opportunities for the global WSBI-ESBG network. Members include amongst others Swedbank, CaixaBank, German Savings Banks, BPCE in France, State Bank of India, Austrian Savings Banks, Erste Group and others.

Passionate about banking, fintech and innovation, she has spent the last few years working in diverse projects helping banks with their strategic challenges at the level of Management, International Business, IT, Marketing and Innovation. Natalie is a graduate of Business Economics at UCL (UK) as well as Political Science and Economics studies at the University of Vienna. Prior to her work at WSBI-ESBG, she has been engaged in project and campaign management for various international organisations and associations including the European Commission.

Connect @ https://twitter.com/NStaniewicz & www.linkedin.com/in/natalie-staniewicz

FIGO

Florian Schwabl

Florian Schwabl is Partnerships manager and takes care of the needs of banks and financial institutions which partner with figo.  In his role, Florian accompanies the figo partners from the initial contact to the go live. Prio to that role, Florian worked as a business development manager at the mobile payment player Zapper.

Florian graduated from the Hamburg University of Technology with a Master in Industrial Engineering & Business Management.

About figo: As a B2B provider, figo enables third parties to access various financial sources through the integration of technology. This includes processed data of bank accounts, credit cards, deposits, Paypal accounts, as well as a variety of FinTechs. Since August 2018, figo GmbH is a regulated institution to provide payment initiation (PIS) and account information services (AIS), which are regulated under PSD2.

Connect via www.linkedin.com/in/florianschwabl

TransferWise

Arunan Tharmarajah

Arunan Tharmarajah is the Head of European Banking at TransferWise.

TransferWise is a financial company for people and businesses that travel, live and work internationally. It’s the fairest, easiest way to manage your money across borders. With a simple money transfer platform and borderless accounts, it makes managing your money quick, easy and painless. TransferWise customers send over £2bn every month using the service, saving themselves £2m every day. It’s attracted $397m from investors such as world’s largest VC firm Andreessen Horowitz and Sir Richard Branson.

Prior to joining TransferWise, Arunan worked as an Associate Director at Barclays focusing on correspondent banks in the Americas. He has also worked in a variety of Cash Management roles covering both banks and non-bank corporates.

Vipps

Berit Svendsen

Berit started as a scientist at the  research institute of Televerket (later Telenor) in 1988 and has until recently worked at Telenor. She had several roles in the company, EVP and CEO for Telenor Norway and from March 2017 to September 2018 she was responsible for all Telenor’s activities in Scandinavia. Berit is engaged in several areas of Norwegian business and industry through the role as a board member of DNB, the largest bank in Norway. She has the heart of a true tech enthusiast and curious about innovation and development. In 2016, Berit was named one of Europe’s fifty most inspiring women in the technology world by Inspiring Fifty. In 2017 and 2018 she was named the most powerful woman in Norwegian business by Kapital, the largest business magazine in Norway. Berit started in Vipps in November 2018 to lead the international expansion of Vipps and has already created headlines in international media through the initiative on creating international interoperability between mobile wallets. Based on the local successes of the mobile wallet and electronic ID’s, her focus today is how other countries can achieve similar successes in collaboration with Vipps, to create more digitised and cashless societies worldwide.

Custodigit/Swisscom

Peter Hofmann

Peter Hofmann is CEO of Custodigit, a joint venture between Swisscom and Sygnum offering an investor-grade custody solution targeting regulated financial institutions. Peter has worked in different senior position in the financial service industry for companies like Cap Gemini, KPMG, IBM, PostFinance and several startups before. He has a long-lasting experience in the interception between financial services, technology and innovation in different roles.

Custodigit/Swisscom

Christian Bieri

Christian Bieri is CCO of Custodigit. After various positions in consulting and the banking sector, he worked for the Fintech company Avaloq for 10 years and contributed significantly to the rapid growth he pushed ahead with international expansion of the banking software provider. With two listed companies as investors, he subsequently founded Fintech Qontis and led it as CEO.

Nets/ SmartPayments

Mette Munck Bertelsen

Mette has a +15 years of experience in the financial industry working on new innovative ways to pay and new digital initiatives. She has been part of some of the major initiatives, like e-Boks, mobile payments and Dankort, that has led Denmark to be one of the most digitised countries in the world. She also has a career working international for companies like Microsoft and Accenture, focusing on mobile and digital services. In 2018 Mette joined Smart Payments in Nets where she focus on how Nets’ customers can improve their customer experiences through new frictionless ways to pay like biometrics.

Danske Bank

Lars Sjögren

Pine & Cone

Sirpa Nordlund

Sirpa Nordlund is Senior Vice President in Issuing and eSecurity services and Country Director for Finland at Nets with focus on delivering new exponential payment services to banks and financial institutions. Nets connects banks, businesses and merchants with solutions making tomorrow a little easier for their customers.

Sirpa is an experienced leader at financial and hi-tech industry. She has held several management positions in sales, business development and finance at Nokia and later at Giesecke & Devrient. Sirpa came to Nets in 2017 from the position of Executive Director of Mobey Forum, a global industry organization empowering banks and financial institutions to lead in mobile money, which she held since 2010.

For 15 years, Sirpa has been internationally recognized commentator in digital transformation, both in fields of payments and leadership. She has had speaking engagements at global thought leader events, such as Mobile World Congress, European Payment Summit and Retail Banking Europe. Sirpa holds a Master of Science degree in Economics from the Helsinki School of Economics and Business Administration, majoring in finance. She also has advanced studies in performing arts at Sibelius Academy (University of Arts), as well as Political Science at Helsinki University.

See Sirpa’s LinkedIn profile–>

CaixaBank

Jordi Guaus

Jordi Guaus is a Telecom Engineer from the Polytechnic University of Catalonia and also holds a degree in Business Administration from the Open University of Catalonia.

He joined CaixaBank in the year 2000, having worked at Vodafone for 5 years as the in-charge of Corporate Market Services Development, prior to that. At CaixaBank, a leading retail bank in Spain, Jordi has worked in Mobile Financial Services, developing services including the first Mobile Internet Banking.

While working as the Head of Mobile Payments, Jordi leaded the NFC & Remote Payments related initiative at CaixaBank. Where, he was focus on Mobile Payments in collaboration with the Cards Unit of CaixaBank. Moreover, he was the Project Manager of the mobile NFC pilot in Sitges, Spain (“Mobile Shopping Sitges 2010”), the first NFC payment trial in Spain. Later, he worked in the deployment of CaixaBank’s mobile payment services.

In 2014 Jordi joined the CaixaBank’s Marketing Department as a Digital Marketing Director to give transversal support to all marketing team and to focus on innovative projects. Some of the more relevant projects managed by Jordi during this period are the launch of imaginBank, first mobile only bank in Spain, the creation of the Payment Innovation Hub together with Samsung, Visa, Arval and Global Payments, and the opening of the imaginCafe, a physical place for the millennials.

In addition, from 2008 to 2015, Jordi was member of the Mobile Channel Working Group of the European Payments Council (EPC) working on establishing the necessary standards and business rules related to the initiation and receipt of credit transfer, direct debit and card payments through mobile devices under SEPA (Single European Payment Area).

Jordi also joined the Mobey Forum’s Board of Directors in the year 2009, and he was appointed as Chairman of the Board in 2013 leading the association since them. Mobey Forum is a non-profit making, global, financial industry-driven forum, with a clear mission to encourage the use of digital/mobile technology in financial services. Furthermore, Jordi has also been coleading several expert groups within Mobey, as for example the last one, the Open Banking Expert Group, and he has participated in the publishing of several white papers as a result of that.