Expert Groups
The Expert Groups provide a platform for strategic discussion and collaboration on key topics for banks. The groups consist of subject matter experts and practitioners from Mobey’s member organisations who are passionate about the topic. Members of each group meet on regular online meetings, face-to-face at Member Meetings, and in an online working space.
Current Expert Groups
Fraud Expert Group
The Fraud Expert Group brings together industry leaders to share insights on the latest trends and threats in fraud across global markets. The group explores how financial institutions are organizing to tackle fraud, the innovative technologies—such as AI—being deployed, and strategies for enhancing data sharing within and across industries. Through collaboration, the group aims to identify best practices and develop practical approaches to strengthen fraud prevention and protect customers.
Xavier Serra Guasch
CaixaBank
Mario Maawad Marcos
CaixaBankHead of Financial Crime
Akshay Warikoo
Giesecke+DevrientGlobal Lead, GTM
Chairs:
Mario Maawad Marcos, CaixaBank
Xavier Serra Guasch, CaixaBank
Akshay Warikoo, Giesecke+Devrient
Other organisations participating:
Bank of Ireland, Bizum, CaixaBank, Erste Group, Giesecke+Devrient, Idemia, IN Groupe, Islandsbanki, Interac, Nexi Group, Nordea, PostFinance, Tietoevry, UBS, Visa, Ximedes
AI Expert Group
Mobey Forum’s AI Expert Group explores emerging topics at the intersection of AI and banking, with a current focus on model context protocols, including the critical security dimensions of interacting with large language models. As banks integrate AI into core services, understanding how models handle, store, and process context is essential for safeguarding data, managing risk, and maintaining regulatory compliance. This group provides a space for financial institutions to collaboratively assess the challenges and opportunities, and to define industry best practices in this fast-evolving space.
Rupert Rieder
Erste GroupStrategic Project Lead
Amir Tabakovic
experiens AIFounder
Chairs:
Amir Tabakovic, experiens.ai
Rupert Rieder, Erste Group
Other organisations participating:
Raiffeisen Bank International, Nordea, UBS, DNB, Íslandsbanki, G+D Netcetera, Siili Solutions, Samlink, Tietoevry
Payments Expert Group
The Payments Expert Group analyses the topic A Payment is Not a Payment delves into the changing payments landscape, comparing account-to-account (A2A) payments with traditional card-based transactions. The group examines whether eliminating intermediaries genuinely improves payments—or merely shifts value to new players.
We explore challenges in security, consumer protection, and dispute resolution, while using real-world examples like Swish (Sweden), iDEAL (Netherlands), and Pix (Brazil) to analyse how A2A ecosystems evolve. By tracking how banks and fintechs move into roles traditionally held by card schemes and acquirers, and looking at regulatory perspectives and responses from networks, we aim to understand the future shape of the payment infrastructure.
Ville Sointu
NordeaChief Strategist, Transaction Banking
Jukka Yliuntinen
G+D NetceteraHead of Digital Issuance
Chairs:
Ville Sointu, Nordea
Jukka Yliuntinen, G+D Netcetera
Other organisations participating:
Bank of Ireland, Nexi Group, Íslandsbanki, Fime, Ximedes, G+D Netcetera
Digital Wallet Expert Group
In 2012, Mobey’s Wallets Expert Group developed a clear framework to analyse the evolving digital wallet ecosystem – Control Points. The group re-evaluates the wallet landscape through the control points lens by identifying and assessing control points, exploring the roles of banks and other stakeholders in areas like eID, crypto/tokenized assets, secure elements, CBDCs, and data. The group examines who can control each point and what the most successful configurations might look like for different types of banks.
Kristian T. Sørensen
IN GroupeAmbassador, Platform & Digital ID Services
Marina Repo
NordeaHead of Proposition and Growth
Cédric Sieber
PostFinanceBusiness Development Payments Offering
Chairs:
Kristian T. Sørensen, IN Groupe
Cédric Sieber, PostFinance
Marina Repo, Nordea
Other participating organisations: Bank of Ireland, CaixaBank, Danske Bank, Discover, DNB, Erste Group, Fime, Giesecke+Devrient, Guardsquare, Interac, G+D Netcetera, Promon, Raiffeisen Bank International, Siili Solutions, Sparebank1, Tietoevry, UBS, Vipps MobilePay, Visa and Ximedes