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Digital Wallet Control Points – Strategy tool by Mobey Forum’s Digital Wallet Expert Group

George D Charalambous, Head Of Digital Channel, HSBCBoard Member, Mobey Forum’s Board of Directors When Mobey Forum was founded in the early days of mobile phones, the central question was simple: how do we drive the adoption of mobile financial services? Fast forward two decades, and mobile is no longer just a channel – it’s…

At Mobey’s Member Meeting in Munich, it was clear that payments and digital identity are no longer separate domains. The discussions were grounded in real-world experience and transparent dialogue — and several themes emerged: 💭 Payments + Digital Identity are converging: Digital wallets are becoming central trust interfaces, combining payments and identity verification in one seamless…

When we gathered at Danske Bank last week for our final Member Meeting of 2025, we had timely, forward-looking conversations on Digital Assets—shaped by the insights on stage and continued in the informal chats throughout the two days.   Here are a few reflections we came home with:   Regulation as the main market driver:…

Banks are under pressure to define their role in embedded ecosystems—or risk losing relevance. In this episode, co-chairs of Mobey’s Payments Expert Group, Ville Sointu (Nordea) and Pål Krogdahl (Samlink), unpack the group’s recent report and take the discussion even further—exploring how Embedded Finance can move from theory into a practical growth strategy for banks. The session covers:…

George D Charalambous, Head Of Digital Channel, HSBCBoard Member, Mobey Forum’s Board of Directors When Mobey Forum was founded in the early days of mobile phones, the central question was simple: how do we drive the adoption of mobile financial services? Fast forward two decades, and mobile is no longer just a channel – it’s…

At Mobey’s Member Meeting in Munich, it was clear that payments and digital identity are no longer separate domains. The discussions were grounded in real-world experience and transparent dialogue — and several themes emerged: 💭 Payments + Digital Identity are converging: Digital wallets are becoming central trust interfaces, combining payments and identity verification in one seamless…

When we gathered at Danske Bank last week for our final Member Meeting of 2025, we had timely, forward-looking conversations on Digital Assets—shaped by the insights on stage and continued in the informal chats throughout the two days.   Here are a few reflections we came home with:   Regulation as the main market driver:…

Banks are under pressure to define their role in embedded ecosystems—or risk losing relevance. In this episode, co-chairs of Mobey’s Payments Expert Group, Ville Sointu (Nordea) and Pål Krogdahl (Samlink), unpack the group’s recent report and take the discussion even further—exploring how Embedded Finance can move from theory into a practical growth strategy for banks. The session covers:…